In the heart of Kutch, Gujarat, a star was born Hitesh Kotak. Growing up in a middle-class family, he faced the challenges of life with determination. Growing in Mumbai, the city of dreams, he embraced its vibrant culture while helping his family’s small business.As he navigated the competitive academic landscape of Mumbai, Hitesh earned an engineering degree from VJTI. Every day, he traveled by local train, balancing heavy engineering drafters and his aspirations. His ambition led him to join TATA Motors as a management trainee, where he began to unravel the intricacies of the corporate world.Hitesh's journey took a pivotal turn when he joined ICICI Lombard, a leading player in the insurance sector. His strategic mindset blossomed as he led national teams, inspiring his colleagues with his empathetic and transparent leadership style. His peers often say, “Humme to seedhi se chadne ki aadat hai, and Hitesh ko Elevator chadne ki, highlighting his innovative approach that propelled his teams to new heights.After 13 fruitful years at ICICI Lombard, Hitesh faced a new challenge when Munich Re, a global insurance giant, sought him out to lead their India Non-Life operations. Initially hesitant about the limited business presence in India, he found encouragement from Roland Eckl, who shared a vision of building something significant together. With his family’s support, Hitesh embraced this new chapter in 2014To establish a strong foundation, he assembled a team of talented professionals he had previously worked with, fostering a culture-driven organization. Under his leadership, Munich Re achieved a historic milestone in 2017, becoming the first foreign reinsurer registered in India. Hitesh advocated for local growth, establishing